Inspected Once, Inspected Right
SE Inspections LLC. Welcomes you to our sight. We are a Missouri Home inspection service. As someone who has built homes and building both here and overseas, I am very knowledgeable in the building practices. Before I became a (CPI) Certified Professional Inspector, I served in the Marine Corps. After I served, I decided to go back to school and finish my degree in the construction trades. With all the education and knowledge, Becoming a Certified Home Inspector was an ideal fit for me and you.
Three Costly Mistakes every Home Buyer should avoid
Thinking you can’t afford it
Today, buying the home of your dreams is easier than ever before. Many people who thought that buying the home they wanted was simply out of their reach and who are now enjoying a new lifestyle in their very own new home.
Buying a home is the smartest financial decision you will ever make. In fact, most American homeowner would be financially broke at retirement if it weren’t for one saving grace- the equity in their home. Furthermore, mortgage rates are more flexible today than ever, and tax allowances favor homeownership.
Real estate values have always risen steadily. Of course, there are peaks and valleys, but the long-term trend is a consistent increase. This means that every month when you make a mortgage payment, the amount that you owe on the home goes down and value goes typically increases. This “owe less, worth more” situation is called equity build-up and is the reason you can’t afford not to buy.
Even if you have credit problems or little money for a down payment, chances are good that you can still buy that new home. It just comes down to knowing the right strategies and working with the right people.
Not Hiring a buyer agent
Buying property is a complex and stressful task. In fact, it is probably the single biggest investment you will make in your lifetime. At the same time, real estate transactions have become increasingly complicated. New technology, laws, procedures, and competition from other buyers require buyers’ agents to perform at an ever-increasing level of competence and professionalism. For many home buyers, the process can turn into an overwhelming and stressful ordeal. In addition, making the wrong decisions can end up costing you thousands of dollars. But it doesn’t have to be this way!
Work with a buyer’s agent who has a keen understanding of the real estate business and who is on your side. Buyers’ agent has a fiduciary duty to their clients. That means that your buyer’s agent is loyal to only you and is obligated to look out for your best interest. A buyer’s agent can help you find the best home, the best lender, and the best home inspector. Best of all, in some cases, the buyer’s agent is paid out of the seller’s commission, even though he/she works.
Trying to buy a home without an agent is, well… a costly mistake.
Getting a cheap inspection
Buying a home is probably the most expensive purchase you will ever make. This is not time to shop for a cheap inspection. The cost of a home inspection is very small relative to the value of the home being inspected. The additional cost of hiring a Certified Inspector is almost insignificant. As a home buyer, you have recently been crunching the number, negotiating offers, adding up closing cost, shopping for mortgages, and trying to get the best deals. Don’t stop now. Don’t let anyone talk you into skimping here.
InterNACHI Certified Professional Inspectors perform the best inspections by far and earn their fees many times over. They do more, so do yourself a favor, and pay for an InterNACHI Certified Inspector and Call us today, whether you just sign and need an inspector ASAP or still looking and trying to figure out what prices you’ll pay when you find the home of your dreams.